Insurance for electric scooters and e-bikes
Smooth and environmentally friendly transport requires the right protection. Discover what insurance you need for your electric bike or electric scooter to enjoy a safe and secure journey.
Insurance for electric bike.
An electric bicycle is usually covered by home insurance if it has a motor power of up to 250 watts and a speed of less than 25 km/h. This covers theft, damage and traffic accidents up to a certain value. For higher values, special insurance is required. For full replacement, remove the battery overnight and avoid unauthorized towing or driving on pavements.
Insurance for electric scooters.
An electric bicycle is usually covered by home insurance if it has a motor power of up to 250 watts and a speed of less than 20 km/h. This covers theft, damage and traffic accidents up to a certain value. For higher values, special insurance is required. For full compensation avoid unauthorized driving or driving on pavements.
Insurance for moped class II.
A class II moped, with 250 to 1,000 watts and up to 25 km/h, requires by law traffic insurance. This can be half or full insurance and covers the driver, third parties and property in the event of an accident. For extra protection, choose insurance that covers theft and other damage risks. The driver must meet legal requirements, including a driver's license and wearing a helmet.
Insurance for moped class I.
A class I moped, which can have an engine power of up to 4,000 watts and a maximum speed of 45 km/h, requires a traffic insurance by law. Traffic insurance covers damage to the driver, third parties and property in the event of an accident. You can also choose half or full insurance to get extended protection, for example in the event of theft or other damage to the vehicle. To drive a class I moped, you must have an AM driving license and always wear a helmet according to the legal requirements.
Insurance recommendation – Contact your insurance company.
At Wheelyshop.se, we recommend that you contact your insurance company to ensure what is included in your home insurance or if you wish to extend your insurance for extra protection. We do not offer insurance directly with us, but we do provide warranty for manufacturing defects that may occur with our products.
To get the best possible protection and security for your vehicle, we advise you to carefully research your insurance options.
Conclusion.
The right insurance for class II and class I mopeds is essential for safety. E-bikes and e-scooters are often covered by home insurance, while mopeds require road insurance by law. Follow the rules and insure your vehicle for a responsible and safe journey. Explore the city without worry with proper protection!